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Neighborhood Report for Laurel Lane

This comprehensive research report provides up-to-date and accurate data, along with AI-powered analysis, on the following area:

Address Surroundings Created on
0.50-mi Radius 05/28/2024

Executive Summary

North University: A Comprehensive Analysis

Situated in the North University neighborhood at Laurel Lane, Austin, TX, this area encapsulates the vibrancy of youth, academic rigor, and urban convenience. Historically, North University has been highly influenced by its proximity to the University of Texas at Austin. This neighborhood is frequently characterized by its student-driven dynamism and intellectual edge. Stereotypes often paint it as a collegiate enclave brimming with energy yet occasionally lacking long-term stability due to its transient resident population.

Positive Characteristics:

One of the striking attributes of North University is its youthful vibe, as evidenced by the median age of 23.1 years and a significant 71% of the population comprising young adults aged 20-39. This demographic tilts the neighborhood toward a lively, almost youthful ecosystem brimming with potential for sociable, active lifestyles. The area's high population density (14,730 persons/sq mi) and the notably robust Walk Score of 92 indicate its excellent walkability. Amenities, shops, and cafes are within easy reach, making daily errands and leisure activities convenient without the necessity of a car. Furthermore, with 76% of the populace holding college or graduate degrees, this neighborhood benefits from a highly educated community, often translating into a richer array of intellectual and cultural offerings. The overwhelmingly liberal political climate, demonstrated by 85% voting for Biden in 2020, may also appeal to clients seeking areas aligned with progressive values.

Negative Characteristics:

Despite its many merits, North University is not without its drawbacks. The population growth forecast of -0.44% over five years and a low owner occupancy rate (13%) underscore its transient nature, making it less appealing for those seeking a community with long-term ties and stability. Additionally, the median household income of $29,124 is relatively low, yet juxtaposed against a high median home value of $688,115. It suggests a disparity, potentially making home ownership elusive for many. The property crime index stands at 172, significantly above the national average of 100, indicating a higher risk of property-related crimes. Clients moving into the area should employ enhanced security measures, such as installing home security systems and maintaining vigilance. Furthermore, the high flood hazard risk demands that residents invest in robust flood insurance and consider flood-proofing measures for their homes to mitigate potential severity.

Community, Culture, and Amenities:

The essence of North University extends beyond mere statistics. Local culture is enriched by its academic milieu, with students and faculty often congregating in cafes, bookstores, and cultural events. The neighborhood hosts various festivals and events, not least the UT Austin-associated activities that permeate local culture. Libraries such as the Harry Ransom Center offer world-class resources, while recreational facilities like the Red River Cultural District provide ample nightlife, music venues, and eateries. Streets often bustle with street performances and community gatherings, cementing a sense of conviviality and intellectual exchange. Notable local businesses like Crown & Anchor Pub, Quack's 43rd Street Bakery, and Trudy's North Star further augment the vibrant culinary scene.

Ideal Residents:

Given its unique blend of academic vibrancy and urban amenities, North University is particularly suitable for single young professionals, university students, academics, and those immersed in creative fields. The lively social scene, ample public transportation options, and intellectual atmosphere provide a conducive environment for networking and personal growth. Alternative neighborhoods offering similar benefits include West Campus, Hyde Park, and Mueller. Each of these areas provides urban amenities, youthful energy, and convenient access to resources and events, similar to North University.

Residents Who Might Look Elsewhere:

Families with young children or seniors might find the area less suited to their needs, given the high crime rate and the transient, predominantly young adult population. For families, neighborhoods like Tarrytown, Allandale, or Cherrywood offer quieter, more suburban environments with robust family-oriented amenities, better safety records, and a strong sense of community stability. These areas provide access to quality schools, parks, and recreation facilities that align more with family requirements and senior needs for tranquility and long-term companionship.

Investment Analysis:

From an investment standpoint, North University's appeal is tempered by mixed indicators. The -0.59% five-year value appreciation forecast suggests limited short-term gains. However, its strategic location near a major university and high rental demand ensures steady income flow, despite moderate rental rates ($1,259 median monthly rent). The limited owner occupancy and the value-to-rent ratio further highlight a predominantly rent-driven market, hinting at reliable tenant turnover. Long-term investors should monitor local development plans, educational institution expansion, and evolving urban policies that might enhance property values. The high property crime index remains a concern, though investments in security can partially offset this drawback.

Final Insights:

In summation, North University offers an intellectually stimulating, youth-centric environment teeming with urban conveniences. While its transient demographic and crime rates are notable concerns, proactive measures can mitigate these risks. The neighborhood's proximity to UT Austin ensures perpetual vibrancy and cultural richness, making it an ideal locale for young, educated professionals and students. Careful consideration of individual needs and long-term goals will aid in making an informed decision, ensuring alignment with one’s lifestyle aspirations and financial objectives.

The People

Population

Rising population growth often signals a vibrant, growing community, leading to increased housing demand and potential for value appreciation. However, it's a double-edged sword; rapid growth might stretch local infrastructure and resources, possibly impacting the area's quality of life.

Population 11,637
Population (5-Year Projection) 11,586
5-Year Growth Forecast -0.44%
Density (Person per Square Mile) 14,730
Density Level High

Household Composition

The makeup of households is a valuable insight for those seeking areas that resonate with family-oriented or child-friendly vibes.

Number of Households 5,156
Average Household Size 2.26
Household Makeup
Families with Kids 4.05%
Families without Kids 10.47%
Non-Families 85.47%

Age Groups

Age information is helpful for those aiming to align their living environment with their lifestyle preferences—whether you’re drawn to the energy and vibrancy of younger communities or the tranquility and maturity of areas with an older demographic.

Median Age 23.10
Age Groups
0-9 Years 1.97%
10-19 Years 17.14%
20-34 Years 67.90%
35-49 Years 5.92%
50-64 Years 4.83%
65+ Years 2.25%

Racial/Ethnic Composition

This breakdown helps pinpoint areas that align with your desire for cultural homogeneity or diversity.

Non-Hispanic White 55.78%
Hispanic 17.56%
Black/African American 3.07%
Asian 19.25%
Other 4.34%

Education

Educational attainment percentages are for individuals aged 25 and older. Higher education levels in a community often correlate with increased civic engagement, safety, and prosperity.

Average Schooling Years 17.02
Educational Attainment Breakdown
Less than High School 1.87%
High School or Some College 22.58%
College Degree 47.26%
Graduate/Professional Degree 28.30%

Income Distribution

This section provides a detailed breakdown of household income levels in the area. Understanding a community's financial standing can reveal insights into its standard of living, economic diversity, and growth potential.

Median Household Income $29,100
On Food Stamps/SNAP 2.37%
Income Brackets
$0-$25K 45.44%
$25K-$50K 19.65%
$50K-$100K 17.67%
$100K-$200K 11.15%
$200K+ 6.09%

Living Environment

Occupancy Rates

Areas where most houses are owner-occupied (rather than rented) are more desirable because owners are more financially and emotionally invested in their properties and the community's well-being. High vacancy rates are a negative indicator, as they can signal that the area is in decline.

Total Housing Units 5,693
Occupancy
Owner Occupied 13.23%
Renter Occupied 77.34%
Vacant 9.43%

Nearby Low-Income Housing

The availability of subsidized housing can influence neighborhood property values.

Main Types of Subsidized Housing:

  • Public Housing: Government-owned, managed by local authorities, offering affordable rents to low-income residents.
  • Project-Based Section 8: Private landlords provide reduced-rent apartments, subsidized by the government.
  • Low Income Housing Tax Credit (LIHTC): Incentivizes private developers with tax credits to create below-market rent properties for low-income tenants. LIHTC does not directly subsidize rents.

In the table below, Properties refer to distinct parcels of land or buildings designated as low-income housing. Units are the individual housing units (such as apartments) within those properties.

Total Properties 0
Closest Property (mi) -
Total Units 0
Units per Square Mile 0.00
Property Types
Public Housing -
Section 8 -
LIHTC -

Land Cover

Understanding a neighborhood's land cover helps you evaluate the aesthetic appeal, potential for recreational activities, and the balance of natural versus developed spaces.

Concise descriptions for each land cover category:

  • Landscaped Areas: Developed open spaces consisting mostly of vegetation, such as parks, golf courses, and residential gardens.
  • Residential Areas: Areas with a balanced mix of buildings and vegetation, such as single-family homes.
  • Urban & Commercial: Highly developed zones, including apartment complexes and commercial/industrial buildings.
  • Water Bodies: Open bodies of water like lakes, rivers, and ponds.
  • Wooded Areas: Forests dominated by tall trees, either deciduous, evergreen, or mixed.
  • Wild Vegetation: Areas with natural plant growth, including shrubs and herbaceous vegetation.
  • Farms & Gardens: Agricultural lands used for crops or livestock, such as fields of corn, soybeans, or pastures for grazing.
  • Marshes & Swamps: Wetlands either forested or grass-dominated.

Landscaped Areas 15.47%
Residential Areas 57.76%
Urban & Commercial 26.78%
Water Bodies 0.00%
Wooded Areas 0.00%
Wild Vegetation 0.00%
Farms & Gardens 0.00%
Marshes & Swamps 0.00%

Safety and Security

Crime Indexes

Crime Indexes compare local safety to a national average set at 100. For example, a crime index of 200 means the area has double the national average crime rate. Remember, the national average includes quieter rural areas, so urban centers may naturally show higher indexes.

  • Property crime involves private property, such as burglary and motor vehicle theft.
  • Personal crime is characterized as a violent crime that results in physical, emotional, or psychological harm to the victim, such as assault and battery.

Total Crime Index 159
Property Crime Index 172
Personal Crime Index 88

Fatal Car Accidents and DUIs

Government agencies release national fatal car accident data with a two-year delay. Extra caution is recommended in areas with higher accident frequencies.

You can see the exact location of fatal accidents on the map:

  • Non-DUI Accidents: Fatal accidents where the driver was not under the influence.
  • DUI Accidents: Fatal accidents where the driver was under the influence.

Data Period 2019-2022
All Fatal Accidents 0
Annual Fatal Accidents per Square Mile 0.00
Involving DUI -

Sex Offender Registry

This section provides detailed information from the Sex Offender Registry, including names, addresses, and specific convictions, to enhance your neighborhood safety awareness.

Total Sex Offenders 3
Sex Offenders per Square Mile 3.80
Closest Sex Offender (mi) 0.14
Conviction Type
Offense Against Children 2
Rape 0
Sexual Battery 0
Other Offense 1
# Photo Name and Address Distance Conviction
1 EVAN K ARISAN
3010 HEMPHILL PARK APT #A, AUSTIN, TX 78705
0.14 mi Offense Against Children
2 KYRICK SEVE ROBERT LEE
3506 SPEEDWAY APT #203, AUSTIN, TX 78705
0.31 mi Other Offense
3 PAUL PEREZ LOPEZ
2823 SALADO ST, AUSTIN, TX 78705
0.42 mi Offense Against Children

Schools

Public School Districts

In many areas, students' options for attending public schools are determined by their residential address, linking them to specific school districts. Consequently, the quality of the schools within these districts plays a crucial role in shaping the educational outcomes of students. Additionally, high-performing school districts often indicate a strong community commitment to education, which can reflect positively on the neighborhood's overall desirability.

On the map, you will find the school districts that intersect with your selected area, along with detailed information about the nearby schools within each district.

Main District Austin ISD
Grade Range PK-12
Number of Schools 124
Number of Students 73,384
Student/Teacher Ratio 16.55
State Rank 568 out of 968
State Rank Percentile 41.32%
Other Nearby Districts -
Name Level District Distance (mi) Students State Rank Percentile Student/Teacher Ratio On Lunch Subsidy White Hispanic Black Asian
Lee Elementary Elementary (K-6) Austin ISD 0.67 458 91.31% 14.50 21.62% 65.50% 18.34% 2.40% 7.42%
Bryker Woods Elementary Elementary (K-5) Austin ISD 0.98 293 96.84% 13.30 9.90% 64.51% 19.45% 2.05% 4.44%
Maplewood Elementary Elementary (PK-5) Austin ISD 1.40 402 81.32% 14.30 28.86% 50.00% 31.59% 7.46% 2.24%
Ridgetop Elementary Elementary (PK-5) Austin ISD 1.64 367 93.61% 15.20 19.07% 40.05% 47.68% 2.18% 3.00%
Garza Independence High School High (10-12) Austin ISD 1.67 150 - 5.70 45.33% 39.33% 44.00% 8.67% 3.33%
Campbell Elementary Elementary (PK-5) Austin ISD 1.74 185 12.09% 15.40 71.35% 21.08% 27.57% 40.00% 6.49%
Casis Elementary Elementary (PK-5) Austin ISD 1.73 599 96.69% 14.60 7.51% 76.13% 13.36% 1.00% 3.67%
Mathews Elementary Elementary (PK-6) Austin ISD 1.88 345 91.26% 17.00 31.88% 44.06% 35.65% 6.96% 5.80%
Austin St Hospital Middle (5-11) Austin ISD 2.03 11 - 1.80 27.27% 45.45% 27.27% 18.18% 0.00%
Kealing Middle Middle (6-8) Austin ISD 2.03 1,255 91.29% 18.10 29.56% 37.85% 29.48% 10.28% 15.30%
McCallum High School High (9-12) Austin ISD 2.10 1,824 88.17% 18.60 22.92% 57.73% 28.95% 6.03% 2.08%
Blackshear Elementary Elementary (PK-5) Austin ISD 2.25 262 44.72% 13.70 54.20% 24.05% 42.75% 22.90% 1.15%
O Henry Middle Middle (6-8) Austin ISD 2.29 754 80.82% 16.80 28.91% 56.50% 36.34% 3.45% 0.93%
Austin High School High (9-12) Austin ISD 2.37 2,317 83.99% 20.00 24.51% 53.78% 35.56% 2.85% 2.46%
Reilly Elementary Elementary (PK-5) Austin ISD 2.40 344 68.00% 17.20 36.05% 29.07% 56.69% 1.45% 4.94%
General Marshall Middle Middle (6-8) Austin ISD 2.59 0 - - - - - - -
Eastside Early College High School High (9-12) Austin ISD 2.60 699 9.74% 19.90 80.97% 2.43% 80.54% 15.45% 0.86%

Charter, Magnet, and Private Schools

For families seeking alternatives to traditional public schools, several options are available:

  • Charter Schools: Publicly funded but independently run, charter schools offer innovative curriculums and may enroll students from any area.
  • Magnet Schools: Specializing in areas like science, the arts, or technology, magnet schools attract students from multiple districts with unique programs.
  • Private Schools: Privately funded, these schools are not bound by many of the public school regulations and often provide customized educational experiences with smaller class sizes.

The map displays nearby charter, magnet, and private schools (if any) along with key information about each.

Name Level Type Faith Affiliation Coed Distance (mi) Students State Rank Percentile Student/Teacher Ratio On Lunch Subsidy White Hispanic Black Asian
Kirby Hall School Private (PK-12) Private Nonsectarian Coed 0.24 98 - 5.40 - 69.39% 5.10% 1.02% 5.10%
All Saints Episcopal Day School Austin Private (PK-K) Private Episcopal Coed 0.37 60 - 2.60 - 8.33% 5.00% 0.00% 0.00%
Helping Hand Elementary (K-7) Charter - - 0.38 22 0.54% 7.30 - 50.00% 22.73% 27.27% 0.00%
Hyde Park School Private (PK-12) Private Baptist Coed 0.51 757 - 9.40 - 83.09% 5.28% 1.19% 1.85%
Ahb Community School Private (K-8) Private Nonsectarian Coed 0.58 72 - 9.00 - 73.61% 13.89% 0.00% 0.00%
St Andrew's Episcopal School Private (K-12) Private Episcopal Coed 0.71 973 - 7.40 - 75.03% 7.40% 2.36% 3.91%
Hyde Park Montessori Private (PK-K) Private Nonsectarian Coed 0.74 40 - 4.00 - 7.50% 2.50% 0.00% 0.00%
Ace Academy Private (K-8) Private Nonsectarian Coed 0.97 65 - 4.00 - 67.69% 6.15% 6.15% 9.23%
Long-View Micro School Private (2-8) Private Nonsectarian Coed 0.98 75 - 6.00 - 62.67% 0.00% 5.33% 12.00%
Odyssey School Private (5-12) Private Nonsectarian Coed 1.18 56 - 4.70 - 75.00% 12.50% 5.36% 5.36%
Huntington-Surrey High School Private (9-12) Private Nonsectarian Coed 1.43 34 - 4.20 - 88.24% 2.94% 0.00% 8.82%
Girls' School Of Austin Private (K-8) Private Nonsectarian Girls 1.56 - - - - - - - -
Griffin School Private (9-12) Private Nonsectarian Coed 1.56 151 - 6.60 - 72.19% 13.91% 3.97% 7.28%
Austin Independent School District (Isd) Prek Partnership (Pkp) Elementary (PK) Charter - - 1.56 92 - - 88.04% 17.39% 59.78% 18.48% 1.09%
The Austin School For Performing And Visual Arts Private (7-12) Private Nonsectarian Coed 1.59 21 - 9.10 - 66.67% 23.81% 4.76% 0.00%
Learn4life-Austin High (9-12) Charter - - 1.78 0 - - - - - - -
Cathedral School Of St Mary Private (PK-8) Private Roman Catholic Coed 1.79 170 - 9.80 - 14.12% 75.29% 1.18% 0.00%
Headwaters School Private (PK-12) Private Nonsectarian Coed 1.81 501 - 8.80 - 59.48% 9.58% 1.80% 3.59%
Rawson-Saunders-Austin Area School For Dyslexics Private (2-12) Private Nonsectarian Coed 1.80 199 - 3.30 - 91.46% 4.52% 2.01% 1.51%
Good Shepherd Episcopal School Private (PK-K) Private Episcopal Coed 1.86 163 - 7.00 - 11.04% 1.84% 0.00% 0.00%
Acton Academy Private (1-12) Private Nonsectarian Coed 1.86 - - - - - - - -
Academy Of Thought And Industry Austin Private (6-12) Private Nonsectarian Coed 2.28 52 - 5.30 - 76.92% 9.62% 7.69% 5.77%
Texans Can Academy - Austin High (9-12) Charter - - 2.42 265 3.16% 18.60 85.66% 3.77% 81.89% 12.45% 0.75%
Casa Montessori Child Development Center Private (PK-K) Private Nonsectarian Coed 2.44 57 - 4.60 - 14.04% 5.26% 1.75% 0.00%
Northwest Montessori House, Inc Private (PK-K) Private Nonsectarian Coed 2.51 52 - 7.00 - 36.54% 9.62% 5.77% 1.92%
Ascent: An Acton Academy Private (PK-5) Private Nonsectarian Coed 2.52 65 - 9.10 - 72.31% 0.00% 3.08% 9.23%
Capitol School Of Austin Private (PK-5) Private Nonsectarian Coed 2.57 64 - 5.30 - 42.19% 15.62% 0.00% 3.12%

Health and Natural Risks

Air Quality

Air quality directly impacts health, with pollution linked to multiple health concerns. Air quality can vary within a day and seasonally. Our analysis uses hourly data from the past 365 days, highlighting the percentage of time the Air Quality Index (AQI) and specific pollutants were in the dangerous range.

Poor or Very Poor Air Quality 0.57%
Worst Month September
Major Pollutant O3
Pollutants
Bad or Very Bad SO2 0.00%
Bad or Very Bad NO2 0.00%
Bad or Very Bad PM10 0.00%
Bad or Very Bad PM2.5 0.00%
Bad or Very Bad O3 0.09%
Bad or Very Bad CO 0.00%

Noise Pollution

A Soundscore™ rating, ranging from 50 (indicating high noise levels) to 100 (signifying low noise levels), measures the environmental noise of a location, providing a quantifiable insight into the auditory environment you can expect.

Sound Score 74 (Active)
Sources of Noise
Airports Calm
Vehicular Traffic Active
Local Commercial and Community Active

Earthquake Risk

Using Peak Ground Acceleration (PGA) data from the US Geological Survey (USGS), this section forecasts the potential earthquake impact and damage likelihood in the area over the next 50 years, offering vital insights into seismic risks.

PGA 0.02
Earthquake Risk No Risk

Flood Risk

The flood risk data, sourced from FEMA, assess the likelihood and potential impacts of flooding by considering various factors including flood frequency, proximity to water bodies, and property characteristics like elevation and rebuilding costs.

On the map, areas are designated as high risk or moderate risk:

  • High Risk: Classified as Special Flood Hazard Areas (SFHA), these regions face a 1% annual chance of flooding (equivalent to a 26% chance over a 30-year period, or a 100-year flood risk). In these areas, purchasing flood insurance is mandatory.
  • Moderate Risk: These zones have a 0.2% annual chance of flooding (equivalent to a 6% chance within a 30-year timeframe, or a 500-year flood risk). Flood insurance is recommended here. Such areas may transition to high-risk in the future due to factors like urban development or environmental changes.

Has High-Risk Zones Yes
Closest High-Risk Zone (mi) 0.06
Has Moderate-Risk Zones Yes

Lifestyle

Walkability and Bikeability

The Walk Score, ranging from 0 to 100, gauges an address's accessibility on foot—the higher the score, the easier it is to accomplish daily errands without a car.

Similarly, the Bike Score evaluates an area's suitability for cycling based on infrastructure, topography, proximity to key destinations, road connectivity, and the cycling community's presence.

Walk Score® 92 (Walker's Paradise)
Bike Score® 87 (Very Bikeable)

Dating and Marriage Outlook

Gain insights into the area's potential for connections, dating, and finding life partners. This section explores the social landscape, highlighting marital status for residents 15 years and older and detailing the female-to-male ratio for those aged 20 to 44. A ratio above 1 indicates more women than men, suggesting enhanced dating prospects for men, and vice versa.

Marrital Status
Single, Never Married 84.52%
Married 12.68%
Other 2.81%
Female to Male Ratio 0.87

Pet Friendliness

Pets, especially dogs, provide a great way for locals to interact and build connections. If you have pets, you'll likely enjoy living in an area with a high percentage of fellow pet owners.

Has Any Pet 44.45%
Has Dog(s) 23.97%
Has Cat(s) 20.48%

Politics and Social Climate

Voting Patterns

Living in a community that shares your values can be important. Our detailed analysis of Presidential Election results at the precinct level—the most granular unit for voting data—allows you to understand the political tendencies of the area.

On the map, the precicits that intersect with your selected area, along with their vote count in the 2020 election, are presented:

  • Solid Democratic: Precincts where the Democratic margin (percentage voting for the Democratic candidate minus the percentage voting for the Republican candidate) exceeds 15%.
  • Leaning Democratic: Precincts where the Democratic margin is between 5% and 15%.
  • Balanced: Precincts where the democrat margin is between -5% and 5%.
  • Leaning Republican: Precincts where the Republican margin is between 5% and 15%.
  • Solid Republican: Precincts where the Republican margin exceeds 15%.

2020 Presidential Election Results
Joe Biden 85.29%
Donald Trump 12.57%

Ideological Leanings

Gain deeper insights into the social fabric of the neighborhood with data on self-reported ideological leanings, sourced from MRI-Simmons surveys.

Very Liberal 31.51%
Somewhat Liberal 38.21%
Somewhat Conservative 19.65%
Very Conservative 10.63%

Investment Insights

Value Appreciation Forecast

Our forecast uses the latest area-specific trends and market activities to offer a strategic overview of expected growth across the overall area, rather than for individual homes.

Median Home Value 688,115
5-Year Forecast Median Home Value 684,028
5-Year Appreciation Forecast -0.59%

Rental Viability Analysis

Gain insights into median rent and the rent-to-value ratio to identify promising rental investment opportunities. The 1% rule suggests a property is viable if the monthly rent is at least 1% of its value. Note that using area medians may skew this figure, especially if low-end homes dominate the rental market. Despite this, the ratio is a useful initial indicator for further exploration of rental investments.

Median Monthly Rent 1,573
Median Home Value 688,115
Rent to Value Ratio 0.23%

Summary Scores

Desirability

The Desirability Score measures how closely an area approaches a "perfect" neighborhood. This ideal is characterized by no crime or safety concerns, top-tier schools, a highly-educated population, no noise or air pollution, no risk of earthquakes or floods, high walkability, and a harmonious mix of nature and development.

The score ranges from 0 to 100, with a higher score indicating closer alignment to this ideal.

Desirability Score 55.18

Bang for the Buck

The Bang for the Buck Index measures the ratio of the expected cost of a neighborhood based on its characteristics to its actual cost. An index close to 1 implies that the neighborhood's value is on par with its qualities.

An index greater than 1 indicates that the area offers excellent value for what it provides, while an index less than 1 suggests that the area may be overpriced.

Note that this measure is estimated relative to the entire US housing market, not just the local market.

Bang for the Buck 41.20
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Disclaimer: Due to the dynamic nature of the housing market, the information in this report may not always reflect the most current or precise data. Maptimum is not responsible for any discrepancies or inaccuracies.